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The 6 Most Common Reasons People Sell to a Cash Buyer—And Better Options

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Martin Boonzaayer

June 23, 2025

1. “I Need Cash Now”

Better Solution:

Work with an agent who can advance you the cash you need now, and then help you sell your home for full market value.

The Trusted Home Buyer offers cash advances to sellers—reimbursed at closing.

2. “I Want to Buy My New Home Now”

Better Solution:

Ask your agent to take over the mortgage payments on your current home, allowing you to qualify for your next purchase. They can even help cover the payments until your home sells.

This strategy lets you move forward without sacrificing equity or accepting a lowball offer.

3. “I Don’t Want to Cover Two Mortgage Payments”

Better Solution:

Ask your agent to cover your current mortgage payments while your home is being marketed.

💡 Yes, this is possible—and available through The Trusted Home Buyer. You don’t have to choose between financial stress and a bad sale.

4. “I Don’t Want to Pay for Repairs”

Better Solution:

Have your agent manage and pay for the repairs upfront. The cost can be reimbursed at closing, and you get the benefit of a higher sale price.

💡 Minor improvements can drastically increase your home’s value—don’t leave that money on the table.

5. “I Don’t Want a 6-Month Listing Contract”

Better Solution:

Before signing any listing agreement, require a clause that lets you cancel at any time.

💡 This gives you full flexibility without having to resort to a risky off-market deal.

6. “I’m Facing Foreclosure—but I Still Have Equity

Better Solution:

Work with an agent who can advance the funds to stop the foreclosure, bring your loan current, and then cover future mortgage payments while your home is listed.

💡 This gives you time to sell your home for what it’s worth—without losing it to the bank or accepting a lowball cash offer.

The 2 Times Selling to a Cash Buyer Makes Absolute Sense

Despite the risks, there are situations where selling to a cash buyer is not only reasonable—it’s smart.

1. The House Is in Serious Disrepair

If your home is unlivable or needs major structural work, it may not qualify for traditional financing—and buyers will be limited to investors anyway.

Why It Makes Sense:

A fair cash offer can save time and hassle, especially if repairs would cost more than you’re willing or able to invest.

2. You Have a Low-Interest-Rate Mortgage

In today’s high-rate environment, your low-interest loan is a hot commodity.

Why It Makes Sense:

A reputable buyer can take over your existing loan through a subject-to or seller finance strategy, and pay you 100% of your cash equity—sometimes netting you more than a traditional sale.

💡 But be very cautious—few buyers know how to do this correctly, and even fewer are transparent about their intentions.

Choose Wisely: Vet Your Buyer

If you do decide to consider a cash offer:

  • Always request proof of funds
  • Get multiple offers
  • Work with a trusted agent or company who can screen buyers on your behalf

At The Trusted Home Buyer, we work with legitimate, vetted cash buyers in your area—and we offer smart solutions that give you flexibility without giving up your equity.

Before you sell for cash, ask us what your house is really worth. You might be surprised how many better options you have.


Need a fast sale—but want to protect your equity?
📞 Contact The Trusted Home Buyer today for a no-pressure consultation.

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